ICICI Bank is a prominent and trusted name when it comes to financial services. It has created its niche through constant development in service delivery. ICICI bank has come with the online loan processing that has eased the procedure much more due to the following reasons:
Ø Instant Profile Verification:Generally, after entering the necessary details like the PAN Card and address proof details, the online algorithm verifies the customer profile instantly. The instant verification of the applicant profile makes the personal verification process much faster than ever.
Ø Quick Loan Approval and Disbursal: You need to fill the online loan application form and submit andrest is automatically done by the default process. ICICI bank offers quick disbursement of the loan amount directly in your bank account.
Ø Manage the Loan Online:Almost, every lender facilitates borrowers with online personal loan management. With this, you can manage the tenure, interest rates, check the ICICI personal loan status, and many of your other queries are solved online.
The ICICI Bank personal loan can benefit you on various outstanding features like:
ICICI Personal Loan service can be availed with few clicks.
Provide hassle-free loan processing with minimal documentation.
The ICICI Personal loan is collateral-free, which means it is not backed by any asset which is an added advantage for a borrower.
It is a multipurpose loan as it can be used for fulfilling any of the expenses.
Tenure of ICICI Personal Loan starts from 1 year to 5 years.
The interest rate of ICICI personal loans are fixed and remains the same throughout the loan tenure.
Up to Rs. 20 Lakhs can be availed under ICICI Personal Loan.
Eligibility for availing ICICI Personal Loan services
Age: The applicant’s age should be 23 years to 58 years.
Net Salary: If an applicant is a resident of Chennai, Hyderabad, Bangalore, Pune & Kolkata he/she should have a minimum monthly salary of Rs. 26, 000 and the applicant of Delhi & Mumbai should have a monthly salary of Rs.17, 500.
Working Tenure: An applicant should have 2 years of working experience in the current organization.
Required Documents
Generally, ICICI Personal Loan requires basic KYC documents and income proof, which are as follows:
List of documents for Salaried Applicant
Identity Card (document)
Address Proof
Last 3 months Bank Statement
Salary slips for last 3 months.
2 Passport Size photographs
List of documents for Self-Employed
KYC documents (Identity Card, Address Proof & Birth Certificate)
Office Address Proof
Last 6 months Bank Statement
Salary slips for last 3 months
Proof of continuity in business
ICICI Bank Customer Care
The ICICI Bank loan customer care work round the clock to serve you the best.
Personal Banking
All India: 1860 120 7777
Domestic customers traveling overseas (only available from numbers outside India)
Personal Banking / Wealth / Private Banking +91-40-7140 3333
Corporate / Business / Retail Institutional Banking +91-22-3344 6699