When it comes to taking a loan, we as a borrower always want the best deal. A high loan amount, low interest rate and charges are essential things for us. The Indiabulls Dhani personal loan is one such lender who could help us out.
We will check out the essentials to why this lender is considered among the best instant personal loan apps in India. Then you get to decide whether you to apply for it or not.
Indiabulls Dhani personal loan
Indiabulls Dhani personal loan aims to help borrowers realize their dreams. To make it happen, it offers a high loan amount with low charges and competitive interest rates.
The loan amount is obtainable up to Rs 15 lakhs depending upon borrower eligibility.
The interest rate is 13.99% P.A onwards.
The loan tenure is a minimum of 3 months and a maximum of 3 years.
The subscription fee is Rs 125 to Rs 1500.
What are the other charges?
The loan processing charge starts at 3% of the granted amount.
The foreclosure fee is 5% allowed after six months.
The bounce fee is Rs 400 per bounce.
The late payment charge is 3% monthly.
The duplicate NOC charge is Rs 500 per request.
The repayment mode swapping charge is Rs 500 per request.
The loan cancellation fee is Rs 3,000.
The duplicate repayment schedule charge is Rs 500.
The statement of account charge is Rs 500.
The loan rebooking charge is Rs 1500. What are the prominent features of Indiabulls Dhani personal loan? It has several fantastic features to check out.
The first is, Indiabulls Dhani personal loan requires simple documentation to process the loan.
The entire process from applying to disbursed is safe & Secure with your personal and professional information.
The Indiabulls Dhani personal loan application is quick to fill, saving valuable time. Moreover, since it is done via a dedicated app, it does not take time.
The loan is quickly disbursed as soon as the verification process is completed.
There is Dhani Pay, which is a reward system for loyal borrowers. You can also use it as a mobile wallet. Types of Indiabulls Dhani Personal loan
Personal loan for weddings
Personal loan for holiday
Personal loan for medical
Personal loan to buy used cars
Personal loan to buy two wheeler cars
Personal loan for Education fee
Top-up personal loan
What is the eligibility criteria for Indiabulls Dhani personal loan? The eligibility criteria will vary for salaried, self-employed individuals and professionals. For Salaried individuals
You should be an employee in a reputed organization, government or private.
The age should range from 21 years to 60 years.
The salary should be minimum of Rs 25,000 per month.
The minimum work experience required is two years with one year in the current company.
A good CIBIL score would be a plus point.
For self-employed individuals and professionals
The person should be a professional like doctor, CA or engaged in manufacturing or trading services.
The age should be between 21 years and 65 years.
The income should be at least Rs 30,000 per month.
The minimum experience required is three years post qualification.
Required documents
Indiabulls Dhani personal loan requires minimal documentation to apply.
Aadhar card
PAN Card
Passport size photographs
Bank and salary statement
How to apply?
To apply for Indiabulls Dhani personal loan, you could head to Afinoz.com. It is an online website to apply for a loan quickly. So sign up to start the process.
Conclusion
The Indiabulls Dhani personal loan presents you with multiple choices to make sure you get what you needed. This essential feature is the reason it is credited among the best instant personal loan app in India.