IDBI Bank is among the popular banks in India. It offers various financial services and tools to facilitate borrowers such as:
IDBI Bank Customer Care 2022 (to be available for the customer 24*7)
IDBI Bank Personal Loan Status 2022 (this facilitates the customer to check their personal loan status)
IDBI Bank Personal Loan Eligibility Calculator 2022 (this tool has been provided to enable the customer to know their eligibility before applying for the loan) and many others.
In this article, we will be explaining the above three tools and services provided by the IDBI Bank. Let’s dig into it:
IDBI Bank Customer Care 2022 IDBI is a government-owned bank that offers monetary answers for its clients as close-to-home banking and corporate banking. In the event of issues or inquiries, one can contact the IDBI Bank customer care team who are accessible 24×7 to assist the requirements of clients and help them with their questions, grievances, and input.
IDBI Bank Customer Care Toll-Free Number
Clients who have any inquiries/grievances can approach IDBI Bank customer care numbers from any mobile or landline number to find solutions to their questions and the goal of their issues. The IDBI Bank customer care numbers are –
1800-209-4324
1800-200-1947
1800-22-1070
IDBI Bank Personal Loan Status Offline
IDBI Bank Personal Loan Customer Care 2022: A person can actually take a look at the loan status by calling the numbers 1800 200 1947 or 1800-22-1070 for any monetary questions including Personal Loan.
IDBI Bank Branch: You can likewise straightforwardly go to the branch you apply at to meet the official in control to know the situation with your own loan application.
Online IDBI Bank gives clients a straightforward and bother free method for actually taking a look at their IDBI Bank personal loan status 2022. To really take a look at your personal loan status from IDBI Bank you would have to give the accompanying sources of info
Registration Number
PAN Number
Mobile Number
Type of Loan
Personal Loan Status Tracking Following IDBI Bank Personal Loan application through your mobile number and date of birth.
With Mobile numbers being an interesting identifier, many banks utilize mobile numbers alone as a perspective to follow the personal loan application.
This way the client doesn't have to look for an alternate number like a reference number to really look at their application status.
Utilizing this strategy, the client can actually look at the loan status from any place.
As an additional safeguard, a few banks may request a date of birth alongside the reference number/application number for reference.
IDBI Bank Personal Loan following by reference number
Very much like a versatile number, the reference number/application number is additionally a one-of-a-kind identifier. The main drawback with checking the loan status utilizing this strategy for the client is that they need to keep this number close by as they probably won't have remembered it.
IDBI Bank Personal Loan application status via net banking
In case you are a current client, you enjoy an additional benefit. Not simply the situation where you can attempt to negotiate better loan terms you can likewise apply and really look at your loan status on the net banking portal. All you need to do is log in to your net financial portal and go to the loans area. Here you can apply, check or know the status of the loan you apply.
How to apply for a Personal Loan? To apply for a personal loan, presently you can either do it on the web or face to face to the closest IDBI Bank office.
Online technique: Like IDBI Bank, each bank has a web-based entry. The clients can visit the official site of the bank and give details like name, pay, work and property archives to apply for a personal loan. When application accommodation is finished, the bank will handle your application and endorse your personal loan. The candidates can likewise follow the personal loan application online and disconnect utilizing basic loans.
Offline Method: You can visit the bank, fill in the application and submit it alongside the imperative records. By and large, it can require as long as 30 days for your application to be handled and endorsed/dismissed. You can likewise contact the customer care number to apply for a personal loan.
Documents needed for IDBI Bank Personal Loan List of documents to be submitted while applying for IDBI Bank Personal Loans:
Duly filled loan application form
3 Passport size photos
Last 6 months banks statements
Address Proof (copies of late Telephone Bills/Electricity Bill)
Proof of Identity (copies of Voters ID card/Passport/Driving permit/IT PAN card)
IT returns for the 3 years for self-employed professionals
Form 16/IT returns for the last 2 financial years for salaried workers IDBI Bank Personal Loan Eligibility Calculator
You can use IDBI Bank personal loan eligibility calculator 2022 to check your eligibility, this can help you to improve the chances of your personal loan approval. We have provided generic eligibility criteria for IDBI Bank personal loan 2022 however there are few factors or standards specified by banks which should be fulfilled before applying for a personal loan application.
The common eligibility criteria for IDBI Bank personal loan 2022 is:
Applicant’s minimum age should be of 21 years and maximum of 60 years.
At least 1 year of working experience in the current organization
Applicant’s minimum monthly income should be Rs. 15,000 (varies based on the resident city)
The applicant should be an Indian citizen
Conclusion: To conclude, IDBI Bank personal loan can be a great supporter to get you through your difficult time. And after making use of all the above services and facilities you can definitely crack a great deal. However, if you still facing difficulty in applying for a personal loan then comes to Afinoz we are here to help you.