IDBI Bank stands out to be one of the leading financial institutions in India when it comes to taking out the best Personal Loan in India. Even though, if you've already applied for the Personal Loan from the bank but have not got your Personal Loan Status then with the help of this post, you can easily do so.
To understand more in detail about the IDBI Bank Personal Loan Status 2021, undergo further articles.
IDBI Bank Personal Loan Status 2021
IDBI Bank extends Personal Loans at appealing rates of interest starting right from 10.15% p.a. The bank offers Personal Loans to pension account holders who are ex-personnel of the bank. The bank also offers this to other people who possess a salary or pension account (with an overdraft facility).
If you've applied for IDBI Personal Loan, you can check the status of your loan application seamlessly within a matter of seconds. There are 3 fundamental ways by means of which you can check your IDBI Bank Personal Loan Status 2021. Below they are stated:
Net Banking You can check your IDBI Bank Personal Loan Status 2021 by means of the official portal of the bank. In order to check your IDBI Bank Personal Loan Status 2021, you can follow the below stated steps:
Visit the official portal of IDBI Bank at IDBI.com.
Click on the 'Net Banking' option.
Click on the drop-down box and choose the option stating 'Personal'.
Login to your account using your net banking credentials.
After logging in to your profile, you can check your loan status using the dashboard
Mobile Application
In the online medium, you can also check the status of your Personal Loan application by means of the mobile application.
IDBI Bank possesses a mobile application to turn your banking experience seamless and better. Follow the below-stated steps to check your IDBI Personal Loan Status via this method:
Download the IDBI Bank Go Mobile+ application from the Google Play Store.
Log in using your credentials.
After logging in, you can check your loan status via the app.
Bank Branch
Not every individual preferss to go through the online medium so as to check the Personal Loan Status, IDBI Bank also enables you to check the status of your Personal Loan Application by means of the offline medium. To do so, you can follow the below-stated steps:
Walk into the nearest branch of the IDBI Bank where you have applied for the loan.
Give your loan reference number to the bank official.
Then you will know the status of your Personal Loan 2021 application.
Customer Care In order to check IDBI Personal Loan Status 2021, you can also turn around the customer care team of the bank. To get a hold of them, you can dial IDBI Bank Customer Care Number 2021:
1800 209 4324
1800 200 1947
1800 22 1070
As soon as you get connected with them, provide them with your loan reference number and they will extend the status of your Personal Loan application right away.
How to Apply for New IDBI Bank Personal Loan 2021?
Above, we stated about the multiple ways to check IDBI Personal Loan Status, although, if you want, you can also apply for a new IDBI Personal Loan 2021 simply from Afinoz:
Get the Afinoz instant loan mobile app from the Google Play Store.
Enter your loan requirements.
Choose IDBI Bank Personal Loan.
Fill in the loan application form.
Attach the essential documents.
Submit it alongside your loan application.
Undergo the verification step.
Wait for the bank to approve it.
Confirm for the disbursement.
Get the loan amount directly into your account. What if IDBI Personal Loan Application Status is Negative? Your IDBI Bank Personal Loan application could be rejected due to multiple reasons. In case, your application has got rejected, you can do the following things to get approval on your Personal Loan application on the next try:
Examine Your Credit Report
Understand the precise reason behind the rejection
Improve your credit score*
*Note: In order to improve your credit score, you can consider clearing off all your old credit accounts, be punctual while paying utility bills, avoid full utilization of credit card limit, etc.
The Upshot
To wrap up, you can Check IDFC Instant Personal Loan Status easily, if you correctly follow any of the above-stated methods to do so. Moreover, you can also apply for IDFC Personal Loan 2021 from Afinoz from the app without any hassle at the appealing rate of interest.
If you are a business person or aspiring to start out your very own dream business, you can also grab the best interest rate on IDBI Bank Business Loan 2021 as Afinoz is also well known for extending the best business loan in India. To apply, download the app today!